The Department of Homeland Security requires that all current and prospective J-1 Exchange Visitors and their J-2 dependents have health and accident insurance coverage meeting the following specifications:
- Medical benefits of at least $50,000 per person per accident or illness;
- Repatriation of remains in the amount of $7,500, and;
- Expenses associated with medical evacuation in the amount of $10,000.
- The deductible cannot exceed $500 per accident or illness.
The university is required to have on record a signed affidavit for each Visiting Scholar and their J-2 dependents attesting that insurance has been obtained or will be obtained upon arrival in the United States. If we do not have a signed affidavit, J-1 status will not be granted or it could be rescinded. If your current (home country) insurance agency does not fulfill Department of Homeland Security requirements, there are several U.S. companies from which you may choose to purchase an appropriate insurance policy.
Health insurance in the U.S. is mostly private. You must apply to a private company in order to obtain insurance, your application must be approved, and you must pay your monthly premiums in a timely manner in order to remain insured. Individual insurance is significantly less expensive than coverage, which includes family members.
For further information, please visit the ISSO's website