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Loan Repayment Assistance Program (LRAP)

LRAP reduces the burden of Law School debt with the goal of making a career in public service financially possible for graduates.

Columbia Law School’s LRAP is one of the most generous programs of its kind. Graduates may elect to participate in the Law School LRAP, the federal Public Service Loan Forgiveness Program, or a combination of the two programs.

Benefits of LRAP

  • Participants are not expected to contribute to annual loan payments if calculated income is less than $70,000.
  • Graduates may join the program up to seven years after graduating.
  • LRAP loans are partially forgiven from years 3 to 5 and fully forgiven on an annual basis in years 5 to 10.
  • Spousal educational debt service up to $30,000 may be included in the repayment formula.
  • LRAP participants with dependent children are eligible for a dependent allowance of up to $10,000 per child.
  • The Public Service Bridge Loan allows recent graduates to cover summer expenses before basic LRAP benefits start



Visit the website for up-to-date information on topics including:

  • After Graduation
  • Bill and Payment Information
  • Credit
  • Entrance and Exit Interviews
  • Federal and State Benefits
  • Loan Application Materials
  • Loan Approval
  • Loan Programs
  • Prior Educational Loans
  • Receiving Your Financial Aid
  • Record Keeping
  • Satisfactory Academic Progress
  • Tuition Exemption
  • Withdrawals and Leaves of Absence